Skip to Main Content
An official army family and MWR Site

Financial Readiness Program

  • Army Community Services (ACS)
  • Financial Readiness Program

 

CLICK HERE TO ENROLL IN A CLASS

 

CLICK HERE TO SCHEDULE YOUR 1:1 APPOINTMENT   

 

 

#

Sign up for Training

Take control of your financial future - enroll in our classes today. 

#

ACS Calendar

Enroll in our classes today to enhance your budgeting and debt management skills, and access online resources!

#

Contact Us

Let one of our Accredited Financial Counselors set you up for financial success.

Financial Planning

Get money smart with the Financial Readiness Program (FRP).

We help Soldiers, Families, retirees, and DoW Civilians manage money wisely. Get solid advice on budgeting, saving, debt management, credit, retirement planning, and consumer protection. We also connect service members to financial assistance programs, such as Army Emergency Relief.

financial_education_and_training.svg

Financial Education and Training

Voluntary and mandatory classes cover budgeting, debt, investing, and more, including specialized training for military leaders. Access online resources to build financial knowledge at your own pace.

mastering_your_money.svg

Master Your Money

Learn how to create a budget, save for emergencies, and spend wisely to avoid debt. Get tips on managing credit cards and reaching your financial goals.

credit_and_debit_assistance.svg

Credit and Debt Management

Your credit score affects your financial future. Improve it with our tips on managing debt, getting free credit reports, and protecting yourself from fraud.

retirement_and_financial_planning.svg

Retirement and Financial Planning

Do you understand the military’s Thrift Savings Plan (TSP) and Blended Retirement System (BRS)? We can make them easy to understand and help you choose the best option for you.

consumer_protection.svg

Consumer Protection and Financial Advocacy

Scams are everywhere. Protect your assets by learning how to spot them and how to report unfair business practices. Get essential tips for your next car or home purchase.

emergency_financial_assistance.svg

Emergency Financial Assistance

In times of need, Army Emergency Relief (AER) and the Air Force Aid Society (AFAS) provide emergency financial support for service members and their Families. Explore other military relief programs for additional assistance options.

Ask Army Answers

Keep Exploring

Resume Essentials

Resume Essentials

Nov 4 1:30 pm - 2:30 pm
Nurturing Parenting (3 to 12 years)

Nurturing Parenting (3 to 12 years)

This 12-week class includes topics of communication with your child, how to build your child’s self-esteem, behavior management techniques and much more.

Nov 4 5:30 pm - 7:45 pm
Military Family Month

Military Family Month

Celebrate Military Family Month by honoring the strength, resilience, and dedication of military Families while connecting them to year-round support and resources.

Military Family Month

Celebrate Military Family Month by honoring the strength, resilience, and dedication of military Families while connecting them to year-round support and resources.

Military Family Month

Nurturing Parenting (3 to 12 years)

This 12-week class includes topics of communication with your child, how to build your child’s self-esteem, behavior management techniques and much more.

Nov 4 5:30 pm - 7:45 pm
Nurturing Parenting (3 to 12 years)

Nurturing Parenting (3 to 12 years)

This 12-week class includes topics of communication with your child, how to build your child’s self-esteem, behavior management techniques and much more.

Nov 4 5:30 pm - 7:45 pm
Nurturing Parenting (3 to 12 years)
Family Care Plan

Family Care Plan

"Helping You Take Care of Your Family"

Nov 5 12 pm - 12:30 pm
CMT Vesting in TSP

CMT Vesting in TSP

A beginner friendly class that breaks down how the TSP works, investment options available, and how to maximize your retirement savings.

Nov 5 1 pm - 2 pm

Play Group

Nov 6 9:30 am - 11:30 am
Play Group

Play Group

Nov 6 9:30 am - 11:30 am
Play Group
WIC Walk-in's

WIC Walk-in's

"Empowering Families with Food, Nutrition, Education, and More"

Nov 9 1 pm - 3:30 pm
WIC Walk-in's

WIC Walk-in's

"Empowering Families with Food, Nutrition, Education, and More"

Nov 9 1 pm - 3:30 pm
Discovering Your Personality

Discovering Your Personality

Have you ever wondered why you connect instantly with some people, while others seem to speak a completely different language? In this interactive workshop, you will dive deep into what makes you tick. By exploring the core temperaments that drive human behavior, you will gain invaluable self-awareness, discover your innate strengths, and learn how to navigate your personal and professional relationships with ease and empathy.

Nov 10 9 am - 12 pm
Infant Massage & Baby Nurturing

Infant Massage & Baby Nurturing

Create strong bonds & increase communication between baby & parent.

Nov 10 9 am - 11:30 am
Fort Carson Spouse Welcome (Virtual)

Fort Carson Spouse Welcome (Virtual)

New View, New Community

Nov 10 10 am - 10:30 am
Nurturing Families Through Play

Nurturing Families Through Play

This 10-week class teaches parents of children ages 3 to 10 how to use child play therapy skills to reduce behavioral problems and nurture parent-child relationships. Registration is required.

Nov 10 10:30 am - 12:30 pm

Spouse Meet-Up (Virtual)

Nov 10 10:30 am - 11 am
Spouse Meet-Up (Virtual)

Spouse Meet-Up (Virtual)

Nov 10 10:30 am - 11 am
Spouse Meet-Up (Virtual)
Child Support Consultations

Child Support Consultations

"Helping Parents and Caretakers Provide for Their Families"

Nov 10 1 pm - 3:30 pm
Interview Skills & Techniques

Interview Skills & Techniques

Monthly re-occurring class. Join this interactive workshop to learn what common interview mistakes to avoid and discuss frequently asked questions. Cover tips and trends and learn how to effectively interview for the job. Mock interviews can be scheduled separately by appointment.

Nov 10 1:30 pm - 2:30 pm
Heartbeat

Heartbeat

Nov 10 6:15 pm - 8 pm
Nurturing Parenting (Infant to 5 years)

Nurturing Parenting (Infant to 5 years)

This 12-week class teaches parents how to be nurturing to their children as well as themselves. Topics include communication with your child, how to build your child’s self-esteem, behavior management techniques and much more.

Nov 11 9:30 am - 11:45 am
Credit 101 - Your Score Your Report

Credit 101 - Your Score Your Report

Stay on top of your credit. Help prevent fraud or identity theft by understanding your credit score and managing your credit report.

Nov 11 10 am - 11 am
Transition Brief

Transition Brief

For Soldiers who are in the transition process (Chapter, ETS, IDES/MEB, Retirement). Learn about resources and benefits to help you transition as best as possible, to include clearing on post. Spouses are encouraged to attend.

Nov 11 10 am - 11 am