Financial Readiness

Hours of Operation

Monday 9 a.m. - 11:30 a.m.
1 p.m. - 3 p.m.
Tuesday 9 a.m. - 11:30 a.m.
1 p.m. - 3 p.m.
Wednesday 9 a.m. - 11:30 a.m.
1 p.m. - 3 p.m.
Thursday 9 a.m. - 11:30 a.m.
1 p.m. - 3 p.m.
Friday 9 a.m. - 11:30 a.m.
1 p.m. - 3 p.m.
Saturday Closed
Sunday Closed
Federal Holidays Closed

Contact Us

6303 Wetzel Ave.
Bldg. 1526
Google Map

WiFi Available

Handicap Accessible

Tel:
+1(719)526-4605

Military DSN Tel:
(312)619-4605

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Program Details

The Financial Readiness Program is your resource for information on money matters. We can help you better understand financial topics like: 

  • Military pay
  • Checkbook/debit card management
  • Financial responsibility
  • Credit reporting
  • Debt elimination strategies
  • Saving
  • Investing
  • Budgeting
     

We can also help you learn about other financial services, including:

Army Emergency Relief (AER): A private, nonprofit organization established to help Service Members and their Families in emergency financial situations due to no fault of their own.
 

Financial Resources for Military

Helpful financial readiness links include:

  • Thrift Savings Plan: A Federal Government-sponsored long-term retirement savings and investment plan, available for both Federal civilian employees and members of the uniformed services.
  • U.S. Savings Bonds: A shorter-term savings option with competitive interest rates and backed by the full faith and credit of the United States.
  • Military Saves: A component of the nonprofit America Saves and a partner in the Department of Defense’s Financial Readiness Campaign, Military Saves seeks to motivate, support, and encourage military Families to save money, reduce debt, and build wealth.
  • Money Matters: A mobile-optimized resource with calculators for savings, debt reduction and other reference material in one location.
  • Military OneSource: A Department of Defense-funded program that provides comprehensive information on every aspect of military life at no cost to active duty, National Guard, reserve members, and their Families.
  • Office of Servicemember Affairs: A component of the Consumer Financial Protection Bureau helps to educate and empower military members, veterans, and their Families in the consumer financial marketplace.
  • Saveandinvest.org: A project of the FINRA Investor Education Foundation, a free, unbiased resource dedicated to your financial health. Helps you make informed decisions through easy-to-use tools and resources, and arms you with the information you need to protect yourself from investment fraud.
  • Better Business Bureau Military Line: Provides specialized education and support services, which meet the needs of active and retired military personnel and their Families.
Educational Resources

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  First Termer Training (Requires Army One Source registration)

  • Installation Banking Locations

  Armed Forces Bank

  Security Service Federal Credit Union

 

 

Financial Readiness Classes and Workshops

Smart Money Talks

Come Join us every 2nd Thursday of the month at 5:30 p.m. to 7 p.m. Located within the main ACS Center, Building 1526. for our monthly Smart Money Talks class. Each month we will pick a best-selling finanical book to discuss.  Participants will receive a copy of their book for free and answer any questions related to the topic each month.

To register for each months upcoming Smart Money Talks please feel free to call us or sign up at Eventbrite.

Banking Management

1st Tuesday of every month at 9 a.m. to 11:30 a.m. in the main Army community Service bldg. 1526.

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Maintaining a budget or spending plan is vital to our financial stability. However before we can successfully start our budgets we must know how to manage our bank accounts and review our  statements for not only accurate reporting of our spending but also to validate our records for any errors; after all even banks make mistakes. 

Brown Bag Luncheon

Each of our Brown Bag Luncheon courses are offered during the lunch hour for your convenience. Come join us each Thursday at 12 p.m. to 1 p.m. located within the main Army Community Service bldg. 1526

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Thrift Savings Plan (TSP Overview) 1st  and 3rd Thursdays class is located within the main ACS Bldg. 1526

Maybe you just want to start your TSP/Blended Retirement System (BRS) or even if you already have and want a better understanding of where your money is going and what its doing for you. Come join us for this class as we will explain the various differences of each fund option while ensuring you have the latest tools available to make a savvy investment choice within your TSP/BRS. 

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Managing Your Debt 2nd Thursday of every Month.

If you find yourself falling behind on your monthly financial obligations or you just want a better understanding of how to more effectively pay down your debts then this is the class for you. 

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Used Car Buying 4th Thursday of every Month.

So you want to buy a car? Before you confront the dreaded pressuring salesman come prepare yourself for negotiating the price down and more importantly how to avoid paying higher interest (APR) rates when financing your new car. 

 

 

Iron Horse Budget

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There is nothing more important than staying on track with a Financial Plan to manage your expenses. Every Second and Fourth Thursday of the Month from 9 a.m. to 11:30 a.m.

Come join us as we will explain all the basics and fundamentals from reading your Leave and Earning Statement (LES) to understanding what tax exemptions are and what the best exemption filling status is right for you. We will expand on the budgeting process and give you a diverse array of how to compute a budget because after all there is no wrong way to accurately record where your money is going; you just have to do it. 

Click on following link to download and print the FRP Budget Counseling packet and bring it the class Budget couseling packet (1).pdf


 

Emergency Assistance & Additional Program Information

Army Emergency Relief

To Apply for Army Emergency Relief

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Sign Up for Classes and Make Appointments

Click Here to be directed to Eventbrite to register for all our our free classes. To schedule appointments please call us at +1(719)526-4605.