Financial Readiness

 

 

ACS Services are available virtually to include Army Emergency Relief.

Limited in-person services are available only to people under extreme

circumstances.  Clients can call 719.526.4590.

Please leave a message if you are not immediately connected with an ACS

Specialist. 

 

AER application documents are available to for download at https://carson.armymwr.com/programs/army-emergency-relief-aer. Clients that have access to an encrypted email can send their application and supporting documents to usarmy.carson.imcom-fmwrc.list.dfmwr-w-acs-financial-readiness@mail.mil

 

Clients who need a secure upload site to transmit your AER application and supporting documents please call AER at (719) 526-4783.

Required
COVID-19 Financial Resources

Smart Money Talks: COVID19 Questions Answered (video) 

Economic Relief

Financial Assistance

Rent / Mortgage Relief

Monthly Bills and Utilities

have pledged not to terminate services, waive late fees and open Wifi hotspots

  • Comcast will provide 60 days of free internet to new families
  • CenturyLink will waive late fees and will not terminate residential or small

business customer’s service for the next 60 days due to financial circumstances
associated with COVID-19

services over the inability to pay bills during the COVID-19 pandemic. Contact
Colorado Springs Utilities customer service to be placed on payment plan (719-
448-4800) or visit www.csu.org to make payments or request support)

Local / Online Resources


 

In these turbulent times it can be very stressful and we tend to let our emotions get the best of us.  I wanted to remind you of the Bogleheads Investment Philosophy:

1.    Develop a workable plan

2.    Invest early and often

3.    Never bear too much or too little risk

4.    Never try to time the market

5.    Use index funds when possible

6.    Keep costs low

7.    Diversify

8.    Minimize taxes

9.    Keep it simple

10. Stay the course

Can YOU complete the challenge in money management!

Click here to watch

Misadventures in Money Management (MiMM) is a virtual financial education learning experience created by the CFPB Office of Servicemember Affairs. It fills a critical gap in consumer financial education topics for future servicemembers. The program is currently in use by all of the military services: the Army, Navy, Air Force, Marines, Coast Guard, and National Guard.

Your Financial Road Map for Military Life

Arrival at First Duty Station
  • Soldiers Welcome Brief
  • Understand Your Benefits
  • Start Planning for Your PCS or ETS
  • Set Up Your 3 Year Goals
  • Establish / Build Up Your Emergency Fund
  • Take Advatange of Free Education and Seminars
Vesting in Your Thrift Savings Plan
  • Understand your Retirement Options
  • Blended Retirement
  • Retirement Pension
  • Learn about Compount Interest
  • Maximize Contributions
  • Understand Your Investment Options (G,F,C,S,I, & Lifecycle Funds)
Promotions
  • Review Your Budget
  • Maximize Savings
  • Avoid Lifestyle Inflation
  • Minimize Debt
  • Refocus and Update Your Goals
  • Work On Credit Score
  • Review TSP Contributions and Investment Funds.
Life Events
  • Marriage
  • Birth & Adoption
  • Divorce
  • Disabling Condition
  • Death
Deployments


  • Update Paperwork and Insurance Policies
  • Consider Freezing Your Credit Report
  • Set Up Credit Alerts
  • Review and Update Your Budget
  • Increase Savings
  • Understand Pay Allowances and Entitlements
  • Sit Down and Meet with a Financial Counselor at ACS
Career Transition
  • Examine Your Goals, Budget, and Savings
  • Attend SFL/TAP
  • Make Appointment with Retirement Service Office
  • Make Appointment with Education Center
  • Learn about Your VA Benefitis
  • Sit Down with an ACS Financial Counselor

Stay in the know on current financial topics!
Financial Resources for Military

Helpful financial readiness links include:

  • Thrift Savings Plan: A Federal Government-sponsored long-term retirement savings and investment plan, available for both Federal civilian employees and members of the uniformed services.
  • U.S. Savings Bonds: A shorter-term savings option with competitive interest rates and backed by the full faith and credit of the United States.
  • Military Saves: A component of the nonprofit America Saves and a partner in the Department of Defense’s Financial Readiness Campaign, Military Saves seeks to motivate, support, and encourage military Families to save money, reduce debt, and build wealth.
  • Office of Financial Readiness: You will find resources, education and support for every stage of financial readiness — whether you’re just getting started learning about finances, interested in tweaking your current plan, or ready to jump in with both feet. Our goal is to foster a financially secure and mission-ready force with every military family living their best life today and in the future.
  • Military OneSource: A Department of Defense-funded program that provides comprehensive information on every aspect of military life at no cost to active duty, National Guard, reserve members, and their Families.
  • Office of Servicemember Affairs: A component of the Consumer Financial Protection Bureau helps to educate and empower military members, veterans, and their Families in the consumer financial marketplace.
  • Saveandinvest.org: A project of the FINRA Investor Education Foundation, a free, unbiased resource dedicated to your financial health. Helps you make informed decisions through easy-to-use tools and resources, and arms you with the information you need to protect yourself from investment fraud.
  • On Your Own: Money. Life. Future.

 

Financial Readiness Classes and Workshops

First Termers Training

First Termers Training is a mandatory requirement for all Soldiers new to the Army.  Soldiers who have not completed their training prior to arrival at Fort Carson can attend the First Termer's Financial Class in-person here at Fort Carson.  This is a 4-hour block of instruction to help Soldiers start their career with the Army with healthy financial habits.  

Smart Money Talks

Come Join us every 2nd Thursday of the month at 5:30  to 7:30 p.m. Located within the main ACS Center, Building 1526. for our monthly Smart Money Talks class. Each month we will pick a best-selling finanical book to discuss.  Participants will receive a copy of their book for free and answer any questions related to the topic each month.

No registration required. Walk-ins welcome

2019 Class Schedule

 

9 Jan 2020                           Zero Down Your Debt

13 Feb 2020                        Your Money the Missing Manual

12 March 2020                    Its called work for a Reason

9 April 2020                         Your Money or Your Life

14 May 2020                       Rescue Your Money

11 June 2020                      Think & Grow Rich

9 July 2020                          Money 911

13 Aug 2020                        How to be a Financial Grownup

10 Sept 2020                       Age Proof

8 Oct 2020                           Get out of Debt Joyfully

12 Nov 2020                        How to outsmart the credit bureaus

10 Dec 2020                        The Debt Free Cycle

Military Consumer Guide
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Sign Up for Classes and Make Appointments

Click Here to be directed to Eventbrite to register for all our our free classes. To schedule appointments please call us at +1(719)526-4605.  

Hours of Operation

Monday 8 a.m. - 4:30 a.m.
Tuesday 8 a.m. - 4:30 a.m.
Wednesday 9 a.m. - 4:30 a.m.
Thursday 8 a.m. - 4:30 a.m.
Friday 8 a.m. - 4:30 a.m.
Saturday Closed
Sunday Closed
Federal Holidays Closed

Contact Us

6303 Wetzel Ave.
Bldg. 1526
Google Map

WiFi Available

Handicap Accessible

Tel:
+1(719)526-4605

Military DSN Tel:
(312)619-4605

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